RiskAI X™ — Property Risk Intelligence | AI Seismic Risk Analysis Romania Bulgaria Greece Turkey

How it works

From address to
decision in 10 seconds

Enter any address

Romania, Bulgaria or Greece. Street + number. No signup. Results in under 3 seconds.

14 data sources queried simultaneously

AMCCRS seismic · LMI heritage · ANCPI cadastral · OSM · USGS · AQI · Flood zones — all in parallel.

Cadastral boundary drawn live

ANCPI E-Terra API returns the exact property polygon in real-time — drawn on your map in gold. INSPIRE_ID + area m² — no manual search needed.

AI computes your risk score

Claude AI synthesizes all data into a 0–100 score with seismic class, mortgage eligibility, and heritage flags.

Get your full report

Free PDF instantly. Unlock full AI investment thesis, 3D map, ANCPI ownership, liens, ROI projection from €10.

→ geocoding address riskaix.com/app

addr  "Magheru 12, București"
lat   44.4417
lng   26.0974
cc    "RO"
// querying 14 sources…

Data infrastructure

15+ sources.
One API call.

Every check queries official government registries, real-time satellite feeds, and AI analysis simultaneously — zero manual work.

AMCCRS 2025

2,794 seismically classified buildings. Rs I–IV ratings. Official Romanian government registry.

FREE

LMI Heritage

Lista Monumentelor Istorice. 155 monuments. Ministry of Culture. Renovation restrictions.

FREE

ANCPI E-Terra

Real-time cadastral data. Parcel boundaries, area, ownership, legal status.

LIVE

Smart AI System

Synthesizes all data into investment thesis, ROI projection, legal summary, price benchmark and risk scoring.

PRO

OpenStreetMap

Building levels, construction year, materials, POIs. Powers 3D extrusion map.

FREE

USGS Seismic

50-year earthquake history within 150km radius. M4.0+ events. Global coverage.

FREE

Open-Meteo AQI

PM2.5, NO₂, AQI real-time air quality. EU flood zone proximity.

LIVE

3D Analysis Engine

Full building extrusion with seismic color coding. Pitch, bearing, real-time GPS positioning. Street-level intelligence.

PRO

ICRAL Detection

Communist-era buildings: retrocedat risk, cadastral gaps, RS1/RS2 flags, bank mortgage score. Unique to RiskAI X.

NEW

Leasehold / Concesiune

Land concession detection, expiry timeline, leasehold-adjusted ROI, bank refusal warning. Unique to RiskAI X.

NEW

ANCPI E-Terra LIVE API

Official cadastral parcel boundary drawn on map. INSPIRE_ID + area m². Real-time from geoportal.ancpi.ro — free public API.

LIVE

ANAF · OCPI

Tax liens, fiscal status, ownership chain, title deed history via official Romanian registries.

BETA

Coverage — expanding

Now covering 8 countries.
All of Europe by 2026.

Each country has its own seismic classification system, cadastral database, and legal framework. We've mapped them all — natively.

🇷🇴

Romania

AMCCRS · ANCPI E-Terra

LIVE

🇬🇷

Greece

EAK 2000 · OASP

BETA

🇧🇬

Bulgaria

BGS · Eurozone 2025

BETA

🇨🇾

Cyprus

EC8 · DLS · N.Cyprus ⚠️

BETA

🇹🇷

Türkiye

AFAD TBDY 2018

BETA

🇵🇹

Portugal

LNEG · EC8 · NHR tax

NEW

🇮🇹

Italy

NTC 2018 · INGV

NEW

🇮🇱

Israel

GSI · IS 413 · Tabu

NEW

🇺🇸

+More

HR · RS · ES · FR

2025-26

Unique to RiskAI X

Two risks nobody else detects.

Every platform gives you seismic scores. Only RiskAI X identifies ICRAL communist-era buildings and leasehold land concessions — the two biggest hidden risks in Eastern European property.

🏚️

ICRAL Buildings

Communist-era state-built properties

ICRAL buildings were mass-produced under communist Romania. They carry retrocedat ownership claims, missing cadastral records, and RS1/RS2 seismic classifications. Romanian banks routinely refuse mortgages on them.

RS1/RS2 seismic Retrocedat claims Unclear ownership No cadastral record

RiskAI X auto-flags ICRAL status, computes bank mortgage risk score, and cross-references ANCPI + year built + RS score — showing you what BCR and BRD see internally.

📍

Leasehold / Concesiune

You own the apartment — not the land

In parts of Romania, Bulgaria, and Greece, the land beneath apartment buildings is leased from the state — not owned. Concessions expire (often 2040–2050), after which you own nothing. Banks know this. Property values are 15–25% below freehold equivalent.

15–25% value discount Banks often refuse Expiry risk

RiskAI X detects concession zones, shows effective ownership horizon, computes leasehold-adjusted ROI, and flags the bank refusal probability — before you make an offer.

Check any property — ICRAL + Leasehold included

Free for Explorer · Full analysis from Starter

About

Every property has a story.
We read it.

My journey in the IT and real estate sectors led to a simple realization: investors deserve better data. I developed RiskAI X as a bridge between complex risk records and clear investment decisions. We are here to ensure that your capital is protected by the best technology available.

Roy Dinar

Founder & CEO

Founder & CEO Risk Intelligence PropTech Global Strategy

2,794

Buildings

Data sources

Countries

Languages

For partners & institutions

Beyond subscriptions.

RiskAI X data powers mortgage decisions, insurance underwriting, and developer sales. Multiple integration models available.

🏦

Mortgage Referrals

RS1/RS2 property → partner bank pre-assessment. €50–€150 per lead. BCR, BRD, ING Romania.

📊

Data Licensing

Aggregated risk data for investment funds, insurance companies, governments. €10K–€20K/licence.

⚙️

Pay-per-report API

REST API for proptech developers. €0.50/call, Stripe Metered Billing. 100K calls/mo = €50K/yr.

🛡️

Insurance Referrals

High-risk properties → earthquake insurance partners. €30–€60 per policy. Allianz, Groupama.

✅

Verified Badge

Developers pay €500/project/mo to display "RiskAI X Verified" badge on listings. Drives B2B.

📱

Premium Features

Push alerts, AR property scanner, neighbourhood heatmap. In-app purchase €4.99 one-time.

Contact Enterprise Team →

Trusted by investors

"I was about to buy an ICRAL building in Militari. RiskAI X flagged it immediately — bank mortgage: HIGH RISK. Saved me from a disaster."

Daniel M.

Real estate investor · Bucharest

"The Greek heritage listing flag saved us months of legal work. We almost renovated an LMI building without ministry approval."

Nikos K.

Property developer · Athens

"We use RiskAI X for every cross-border deal. The compare tool alone is worth the Gold subscription — nothing else does this."

Yaron L.

Investment fund · Tel Aviv

FAQ

Everything you need to know.

Can't find an answer? WhatsApp us →

Romania, Greece, Bulgaria, Cyprus, Turkey, Israel, Portugal, Italy, Croatia and Serbia — with the United States launching Q3 2025. Each country has its own seismic system, cadastral database and legal framework, fully integrated.

ICRAL buildings were mass-produced by the Romanian communist state. They carry retrocedat (retroactive ownership) risks, missing cadastral records, and RS1/RS2 seismic classifications. Romanian banks routinely refuse mortgages. RiskAI X is the only platform that detects ICRAL status automatically from an address.

In parts of Romania, Bulgaria and Greece, the land beneath apartment buildings is leased from the state — not owned. Concessions expire (often 2040–2050), after which you own nothing. Property values are 15–25% below freehold equivalent and most banks refuse mortgages. We detect and flag these automatically.

We use official government databases: AMCCRS 2025 for Romania, OASP/EAK for Greece, BGS for Bulgaria, AFAD TBDY 2018 for Turkey, GSI/IS 413 for Israel. These are the same databases used by banks and engineers. We cross-reference with 50-year USGS earthquake history and local building codes.

Yes — Explorer is free forever, no credit card needed. You get 2 checks per day, basic seismic score, 2D map with property boundary from ANCPI E-Terra, ICRAL flag, and a watermarked PDF. Enough to decide if a property is worth investigating further.

We query Romania's official cadastral database in real-time. When you search an address, the exact property boundary is drawn on the map in gold — from official government data. We also show the INSPIRE_ID (unique cadastral identifier) and area in m². No other platform does this automatically.

Yes. We process your address through official government APIs and return risk data. We do not store property addresses long-term. Email addresses are stored with your consent for report delivery. We comply with GDPR Article 17 (right to erasure). Our infrastructure runs on Cloudflare's European network.

Yes — our Agencies (€399/mo) and Banks (custom) tiers include full REST API access, white-label PDF reports, bulk CSV upload, data licensing, and dedicated account management. Contact us at [email protected] or WhatsApp for a custom proposal.

78% of RS1 buildings
refused by banks. Check yours.

From address to
decision in 10 seconds

15+ sources.
One API call.

Now covering 8 countries.
All of Europe by 2026.

Two risks nobody else detects.

Start free.
Scale when ready.

Every property has a story.
We read it.

Beyond subscriptions.

Everything you need to know.

Ready to check your
first property?

78% of RS1 buildings refused by banks. Check yours.

From address todecision in 10 seconds

15+ sources.One API call.

Now covering 8 countries.All of Europe by 2026.

Two risks nobody else detects.

Start free.Scale when ready.

Every property has a story.We read it.

Beyond subscriptions.

Everything you need to know.

Ready to check yourfirst property?

78% of RS1 buildings
refused by banks. Check yours.

From address to
decision in 10 seconds

15+ sources.
One API call.

Now covering 8 countries.
All of Europe by 2026.

Start free.
Scale when ready.

Every property has a story.
We read it.

Ready to check your
first property?