Risk Guide · Istanbul · Turkey

Istanbul Earthquake Risk — Property Investor Guide 2025

Istanbul is one of the world's most seismically exposed major cities. A M7+ earthquake on the North Anatolian Fault is considered near-certain within 30 years. District-level risk varies enormously — Avcılar and Küçükçekmece are critical risk, while Sarıyer is significantly safer.

North Anatolian Fault — what you need to know

The 1999 Marmara earthquake (M7.6) caused 17,000+ deaths. Geologists estimate 60-70% probability of M7+ beneath Istanbul within 30 years. The fault runs directly under the Sea of Marmara — just 20km south of the city centre.

Risk by district

DistrictRiskNotes
AvcılarVery HighSoft soil amplification, severe 1999 damage
KüçükçekmeceVery HighFault proximity, lakeside soft soil
BaşakşehirHighModerate risk, newer construction
Sarıyer / BeykozLowerRocky terrain, north Bosphorus

TBDY 2018 mandatory retrofit

Turkey mandates seismic retrofit for pre-2018 buildings in high-risk Istanbul districts — affecting 65,000+ buildings. Check whether your target property has a valid TBDY 2018 compliance certificate before purchasing.

DASK insurance

Doğal Afet Sigortaları Kurumu (DASK) earthquake insurance is mandatory for all registered properties and required for mortgage applications. Properties without DASK coverage cannot be mortgaged.

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