Live · AMCCRS 2026 · v6.0 · AI Powered

Know the risk.
Before you sign.

Seismic risk, solar intelligence, cadastral data, and AI investment grade (A–F) for any address in Romania, Bulgaria, Greece — and beyond.

Check a Property — Free See how it works
Live checks
riskaix.com/app · real-time
loading…
12,400+
Total checks run
51M+
Buildings covered
11
Countries live
15+
Data sources
SEISMIC FLOOD CADASTRAL AI SCORE 3D
LIVE COVERAGE MAP
Active market Middle East Top traffic source
Try any address — free, no signup
RO · BG · GR
● LIVE
Loading seismic activity...
How it works

From address to
decision in 10 seconds

01
Enter any address
Romania, Bulgaria or Greece. Street + number. No signup. Results in under 3 seconds.
02
14 data sources queried simultaneously
AMCCRS seismic · LMI heritage · ANCPI cadastral · OSM · USGS · AQI · Flood zones — all in parallel.
03
Cadastral boundary drawn live
ANCPI E-Terra API returns the exact property polygon in real-time — drawn on your map in gold. INSPIRE_ID + area m² — no manual search needed.
04
AI computes your risk score
Claude AI synthesizes all data into a 0–100 score with seismic class, mortgage eligibility, and heritage flags.
05
Get your full report
Free PDF instantly. Unlock full AI investment thesis, 3D map, ANCPI ownership, liens, ROI projection from €10.
→ geocoding address riskaix.com/app
addr "Magheru 12, București"
lat 44.4417
lng 26.0974
cc "RO"
// querying 14 sources…
About

Every property has a story.
We read it.

My journey across IT and real estate led to a simple realization: investors deserve better data. In Eastern Europe, millions of people buy properties without knowing about seismic risk, communist-era ownership claims, leasehold expiry, or solar potential. I built RiskAIX to bridge the gap between complex government registries and clear investment decisions — in any language, in 3 seconds, for any address.

R
Roy Dinar
Founder & CEO · RiskAIX
Serial entrepreneur · PropTech · Israel & Romania · RiskAIX · romaparts.com
Founder & CEO PropTech Risk Intelligence
51M+
Buildings
15
Data sources
11
Countries
15
Languages
🔍 Ready to check a property? Open RiskAI X App — Free No sign-up · instant results · Romania · Bulgaria · Greece
Data infrastructure

15+ sources.
One API call.

Every check queries official government registries, real-time satellite feeds, and AI analysis simultaneously — zero manual work.

AMCCRS 2026
2,794 RS-classified buildings in Romania (AMCCRS 2025). Seismic data active across all 11 countries.
FREE
LMI Heritage
Lista Monumentelor Istorice. 155 monuments. Ministry of Culture. Renovation restrictions.
FREE
ANCPI E-Terra
Real-time cadastral data. Parcel boundaries, area, ownership, legal status.
LIVE
Smart AI System
Synthesizes all data into investment thesis, ROI projection, legal summary, price benchmark and risk scoring.
PRO
OpenStreetMap
Building levels, construction year, materials, POIs. Powers 3D extrusion map.
FREE
USGS + EMSC + INFP
50-year earthquake history within 150km radius. M4.0+ events. Global coverage. Now includes INFP Romania real-time feed + Vrancea Zone Score.
FREE
Open-Meteo AQI
PM2.5, NO₂, AQI real-time air quality. EU flood zone proximity.
LIVE
3D Analysis Engine
Full building extrusion with seismic color coding. Pitch, bearing, real-time GPS positioning. Street-level intelligence.
PRO
ICRAL Detection
Communist-era buildings: retrocedat risk, cadastral gaps, RS1/RS2 flags, bank mortgage score. Unique to RiskAI X.
NEW
Leasehold / Concesiune
Land concession detection, expiry timeline, leasehold-adjusted ROI, bank refusal warning. Unique to RiskAI X.
NEW
ANCPI E-Terra LIVE API
Official cadastral parcel boundary drawn on map. INSPIRE_ID + area m². Real-time from geoportal.ancpi.ro — free public API.
LIVE
ANAF · OCPI
Tax liens, fiscal status, ownership chain, title deed history via official Romanian registries.
BETA
Solar Intelligence
PVGIS JRC · GHI annual kWh/m² · 5kWp ROI payback · CO₂ savings · subsidy programs for RO, GR, BG, CY.
NEW
INFP · Vrancea Score
Romanian National Institute for Earth Physics. Real-time Vrancea intermediate-depth seismic feed. Distance score from focus zone.
NEW
Investment Grade A–F
Master Risk Score: seismic 30% + flood 20% + solar 15% + building 15% + climate 20% → single investment grade.
UNIQUE
Europe coverage · ICRAL · Leasehold · Property AI
Coverage — expanding

Now covering 11 countries.
All of Europe by 2027.

Each country has its own seismic classification system, cadastral database, and legal framework. We've mapped them all — natively.

🇷🇴
Romania
AMCCRS · ANCPI E-Terra
LIVE
🇬🇷
Greece
EAK 2000 · OASP
LIVE
🇧🇬
Bulgaria
BGS · EC8 BG NA:2012
LIVE
🇨🇾
Cyprus
EC8 · DLS · N.Cyprus ⚠️
LIVE
🇹🇷
Türkiye
AFAD TBDY 2018 · NAF
LIVE
🇵🇹
Portugal
LNEG · EC8 · NHR tax
LIVE
🇮🇹
Italy
NTC 2018 · INGV
LIVE
🇮🇱
Israel
GSI · IS 413 · TAMA 38
LIVE
🇭🇷
Croatia
HRN EN 1998-1 · Petrinja
LIVE
🇷🇸
Serbia
MZRS · Balkans fault
LIVE
🇺🇸
USA
USGS · FEMA Flood Zones
LIVE
🇵🇱🇩🇪
Poland · Germany
SHRD · German registry
Q3 2026
🇦🇪🇫🇷
UAE · France
Dubai · French cadastral
Q4 2026
Unique to RiskAI X

Two risks nobody else detects.

Every platform gives you seismic scores. Only RiskAI X identifies ICRAL communist-era buildings and leasehold land concessions — the two biggest hidden risks in Eastern European property.

🏚️
ICRAL Buildings
Communist-era state-built properties

ICRAL buildings were mass-produced under communist Romania. They carry retrocedat ownership claims, missing cadastral records, and RS1/RS2 seismic classifications. Romanian banks routinely refuse mortgages on them.

RS1/RS2 seismic Retrocedat claims Unclear ownership No cadastral record
RiskAI X auto-flags ICRAL status, computes bank mortgage risk score, and cross-references ANCPI + year built + RS score — showing you what BCR and BRD see internally.
📍
Leasehold / Concesiune
You own the apartment — not the land

In parts of Romania, Bulgaria, and Greece, the land beneath apartment buildings is leased from the state — not owned. Concessions expire (often 2040–2050), after which you own nothing. Banks know this. Property values are 15–25% below freehold equivalent.

15–25% value discount Banks often refuse Expiry risk
RiskAI X detects concession zones, shows effective ownership horizon, computes leasehold-adjusted ROI, and flags the bank refusal probability — before you make an offer.
Check any property — ICRAL + Leasehold included
2 free checks/day · Full analysis from Bronze
New in v6.0

Property AI Suite

Upload a photo or address — instant AI analysis across 4 specialized modules. Facade condition to full investment due diligence.

📸 Smart Snapshot · Bronze+
Upload photo → AI scores condition, estimates renovation, flags investment risks
📐 Floor Plan Intel · Silver+
Upload floor plan → AI extracts m², rooms, layout score, renovation cost
🧬 Neighborhood DNA · Gold
Rental yield LTR+STR, Airbnb potential, safety score, 5-year price outlook
📊 Full Due Diligence · Gold
BUY/HOLD/AVOID verdict · ROI 5yr/10yr · cashflow · red flags · PDF
Try Property AI Free →
One-time · No subscription
Single Property Report
Full 8-page AI Smart Report for one property. ICRAL + Solar + Master Grade A–F + PDF. No account needed.
€14.99
per report
Buy Report →
vs €0.60/report on Bronze €9/month subscription
See a sample report first →
Pricing

Start free.
Scale when ready.

✓ GDPR Compliant
🏛 Official Government Data Only
☁ Cloudflare EU Infrastructure
🔒 No Card Required to Start
Monthly Annual Save 20%
About RiskAIX

The vision behind the platform

Coverage — Expanding

Now covering 11 countries.
All of Europe by 2027.

Each country has its own seismic classification system, cadastral database, and legal framework. We've mapped them all — natively.

Now — 11 Countries Live
Romania · Greece · Bulgaria · Cyprus · Turkey · Israel · Portugal · Italy · Croatia · Serbia · USA
Q3 2026 — Poland + Germany
2 new EU markets · SHRD seismic · German building registry (Grundbuch)
Q4 2026 — UAE + France + Spain
Middle East expansion · Dubai DLD · French BRGM cadastral
2027 — 25 Countries
Malta · Montenegro · Albania · Moldova · Hungary · Slovakia + emerging markets
About

Every property has a story.
We read it.

My journey across IT and real estate led to a simple realization: investors deserve better data. In Eastern Europe, millions of people buy properties without knowing about seismic risk, communist-era ownership claims, leasehold expiry, or solar potential. I built RiskAIX to bridge the gap between complex government registries and clear investment decisions — in any language, in 3 seconds, for any address.

R
Roy Dinar
Founder & CEO · Diamond Properties Investments SRL
Serial entrepreneur · PropTech · Israel & Romania · RiskAIX · romaparts.com
Founder & CEO PropTech Risk Intelligence Global Strategy
51M+
Buildings
15
Data sources
11
Countries
15
Languages
For partners & institutions

Beyond subscriptions.

RiskAI X data powers mortgage decisions, insurance underwriting, and developer sales. Multiple integration models available.

🏦
Mortgage Referrals
RS1/RS2 property → partner bank pre-assessment. €50–€150 per lead. BCR, BRD, ING Romania.
📊
Data Licensing
Aggregated risk data for investment funds, insurance companies, governments. €10K–€20K/licence.
⚙️
Pay-per-report API
REST API for proptech developers. €0.50/call, Stripe Metered Billing. 100K calls/mo = €50K/yr.
🛡️
Insurance Referrals
High-risk properties → earthquake insurance partners. €30–€60 per policy. Allianz, Groupama.
Verified Badge
Developers pay €500/project/mo to display "RiskAI X Verified" badge on listings. Drives B2B.
📱
Premium Features
Push alerts, AR property scanner, neighbourhood heatmap. In-app purchase €4.99 one-time.
Contact Enterprise Team → Request API Access →
Trusted by investors
"I was about to buy an ICRAL building in Militari. RiskAI X flagged it immediately — bank mortgage: HIGH RISK. Saved me from a disaster."
DM
Daniel M.
Real estate investor · Bucharest
"The Greek heritage listing flag saved us months of legal work. We almost renovated an LMI building without ministry approval."
NK
Nikos K.
Property developer · Athens
"We use RiskAI X for every cross-border deal. The compare tool alone is worth the Gold subscription — nothing else does this."
YL
Yaron L.
Investment fund · Tel Aviv
FAQ

Everything you need to know.

Can't find an answer? WhatsApp us →

11 countries active. Full coverage: Romania, Greece, Italy, USA (seismic + cadastral + flood). Beta: Bulgaria, Portugal, Israel, Turkey, Croatia (seismic + partial cadastral). Limited: Serbia, Cyprus. Poland & Germany launching Q3 2026.
ICRAL buildings were mass-produced by the Romanian communist state. They carry retrocedat (retroactive ownership) risks, missing cadastral records, and RS1/RS2 seismic classifications. Romanian banks routinely refuse mortgages. RiskAIX is the only platform that detects ICRAL status automatically from an address.
In parts of Romania, Bulgaria and Greece, the land beneath apartment buildings is leased from the state — not owned. Concessions expire (often 2040–2050), after which you own nothing. Property values are 15–25% below freehold equivalent and most banks refuse mortgages. We detect and flag these automatically.
We use official government databases: AMCCRS 2026 (Romania), EAK/OASP (Greece), BG NA:2012 (Bulgaria), TBDY 2018 (Turkey), IS 413 (Israel), NTC 2018 (Italy), NP EN 1998-1 (Portugal). Cross-referenced with USGS, EMSC, INFP, IPMA, INGV, AFAD, HZJZ live catalogs.
Every visitor gets 2 free checks per day — no account, no card. Seismic score, map, ICRAL flag. Paid plans start at €9/month →
The Master Risk Score synthesizes seismic (30%) + flood (20%) + solar (15%) + building age (15%) + climate (20%) into a single A–F grade. Grade A = Prime Investment, Grade F = Avoid. Unique to RiskAIX — no competitor builds this for Eastern Europe.
Yes — identical. The €14.99 Pay-Per-Report and Bronze/Silver/Gold subscription reports all produce the same full 8-page AI Smart Report. See a sample report →
Yes. We process your address through official government APIs and return risk data. We do not store property addresses long-term. We comply with GDPR Article 17. Infrastructure runs on Cloudflare's European network. Privacy Policy →
Yes — Palladium tier (€299/mo) includes pre-mortgage JSON API, bulk CSV (500 properties), portfolio risk dashboard, white-label PDF, monthly intelligence report, and dedicated account manager. Banks & Institutions page →
The NAF runs 20km south of Istanbul under the Marmara Sea. Scientists estimate 64% probability of a M7.0+ earthquake within 30 years. RiskAIX calculates NAF proximity score and DASK insurance multiplier for every Istanbul address. Istanbul Risk Guide →
Get started

Ready to check your
first property?

Free. No signup. Results in 10 seconds.
Romania · Bulgaria · Greece

Check a Property — Free Talk to an expert
Intelligence Reports

From our Research

All articles →
SEISMIC REPORT
Romania Seismic Risk Report 2026 — Vrancea Zone Analysis
€512M annual losses. 75% of population exposed. What banks see before approving a mortgage.
Apr 12, 2026 · 12 min
BUCHAREST GUIDE
Seismic Risk in Bucharest 2026 — ICRAL, Rs Classes & Investment Guide
How to check if a Bucharest apartment is Rs I–IV and what it means for your investment.
Apr 10, 2026 · 8 min
FOR BANKS
Pre-Mortgage Seismic Screening API — Bank Mortgage Score 0–100
How BCR, BRD and ING Romania use seismic data in mortgage decisions. Our JSON API.
Palladium · API docs →
RiskAI X — Check any property risk in seconds.
Romania · Greece · Bulgaria · Cyprus · Turkey · Israel · Portugal · Italy
Check for free →
D
Dana
● Online · Property Risk Advisor
D
Hi! I'm Dana — RiskAI X's property risk advisor. Ask me anything! 😊
D
DANA
Property Risk AI · online